Osbert Fallohide

From Lotro-Wiki.com

Osbert Fallohide is the Vault-keeper for Michel Delving in the Shire.Vault-keepers allow players to store items in their character's bank Vault. They all grant access to essentially the same vault space, so players can visit any Vault-keeper to retrieve their items. They also allow access to items placed in Housing Escrow after a house has been foreclosed due to the owner not paying the upkeep fees.